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Lloyds TSB non existent customer service?

18-May-2006

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Has anyone had strange experiences from Lloyds TSB with odd activity happening on their account? I have apparently been contacting them and requesting removal of overdrafts and direct debits, been moved from Branch control to their collections department for no apparent reason and then back again to branch. There seems to be lie after lie within the comments on my account and to cap it all off nobody at lloyds seems to want to take responsibilty for sorting the issue and would rather trot out tired, old and snivelling customer service comments about how much they value my custom or moreover they value the outrageous charges they slap on me without a bye or leave.

I must have been mad but I thought I would grab the bull by the horns and arrange a meeting at my local branch in an attempt to overcome these issues, as apparently, Direct Accounts (where my branch is held) couldn't help.

I was seen half an hour late and then informed that there was nothing they could they could do as my account was held by direct accounts and was advised to go back to them which I duly did and was yet again informed they couldn't help as my account was with collections but not so according to collections and was once again sent back to direct accounts who yes you have got it told me to go to my local branch (do you see a picture emerging here?) this has continued for sometime now.

I was told that any representative of Lloyds should be able to help with any query but this certainly isn't the case.

Having now come to the end of my tether with it I have no option but to enter into the stupidly long winded complaints procedure which I can only assume is designed to put people off complaining. Who knows, one day someone may take responsibility and be able to tell me how these catalogue of errors has occured and take some responsibility but until that day comes I shall continue my search for a bank who are serious about looking after their customers.

Mike Roe-French


MyCustomer.com  18-May-2006
Story read 4600 times

User Comments: 6

Unasked for credit, incompetance and Fines

Leon Maurice-Jones  19-Jun-2008 @ 12:13PM
   
I have been charge for unasked for loans and O/Ds from a DEBT card. So 9 months ago (Sep 12 07) but Lloyds has failed to close my accounts and continued to fine me.
I have made 3 visits in person to my branch and 50 ish phone calls and 3 letters have been sent.
My accounts are still open and I am still being fined!
I feel like I have been taken hostage and according to the judge my money is being removed from my accounts illegally.
For goodness sake , do yourselfs a favour and DONT BANK WITH LLOYDS TSB.

Can I ask Judi

Mike Roe-French  08-Jun-2006 @ 15:07PM
   
Did you get involved in Lloyds longwinded complaints procedure or go direct to the Finance Ombudsman? I have been told by Lloyds I will have to wait until they have had a chance to resolve my issues before I can go to the Ombudsman but feel sure it is not Lloyds place to dictate to me whether or not I can go to the Ombudsman?

Lloyds Debacle

Judi Perrott  26-May-2006 @ 15:05PM
   
My partner and I recently had months of grief from Lloyds TSB. My partner had held an account with them for a while. Their Collections department were pursuing us for debts that had nothing to do with us, despite the fact that the manager of the branch concerned had written letters to both ourselves and Collections confirming the debt was not ours.
The Collections department stuck to scripts and did not listen to us when we told them it was nothing to do with us. We were then asked to fax them the confirmation letter received from the branch!
After weeks of unresolved, upsetting phone calls in the evenings and at weekends, the situation was quickly resolved when I wrote a letter to the Financial Ombudsman, sending copies to the Collections department and the branch concerned. I felt angry and frustrated that it took this to get anything done. The Collections department did not treat us as individuals at all and were totally unwilling to listen or show empathy.
I'm not even a customer of theirs and never will be after this experience.

Lloyd's poor service

James Phillips  19-May-2006 @ 09:23AM
   
Mike,

just move to another bank and may I suggest Smile, the internet bank. I've been with them for 6 years and they're great!

James Phillips

Switch

David Jackson  18-May-2006 @ 18:16PM
   
Mike

If you want a bank that's serios about great service then try the One Account. I've been a customer for about four years and it's great. The online banking is a dream to use and gives great control. They are also serious about customer feedback and continuous improvement.

Cheers

Dave Jackson

Are you losing interest in your bank?

Frances Lee  18-May-2006 @ 16:21PM
   
Hi Mike

Your comment made me chuckle (although I sympathise with your plight) as I remembered the strapline of LTSB's latest advertising campaign:

"Are you losing interest in your bank?" !!!!

Very amusing. And they offer £50 to anyone who switches to one of their accounts. If the service was that great, I'd be happy to take it up for free. Sadly, a bank who has to pay customers to come onboard is sending out very mixed messages!

That's just my opinion though!

Frances

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